Fintech
Compasses vs Maps: Why Banks Struggle with Innovation
When it comes to innovation, banks crave certainty. The language of boardrooms and executive suites is awash with talk of “roadmaps,” “frameworks,” and “best practices.” They want maps—detailed, proven pathways that chart the course from point A to point B with minimal risk and maximum predictability. But innovation isn’
Generational Companies Don't Take TAM; They Create It
Generational companies don't just capture existing markets; they create new ones. Stripe is a perfect example. When Patrick Collison said, "The biggest, most important companies that will be Stripe's customers do not exist yet. They are still just ideas in someone's mind," he was highlighting how Stripe wasn't just about
What Most People Get Wrong About BNPL
If you were to summarise most news coverage of the BNPL sector, it would basically round to “it’s making kids buy more stuff they don’t need and driving them into debt.”
Fintech Predictions For 2020
At the end of 2019 I tweeted my fintech predictions for 2020 [https://twitter.com/alantsen/status/1211979458996916225]. I mean are you even in tech if you don't get your crystal ball out at the end of the year? In previous years, I've just let my predictions live on Twitter
Fintech Radar: A New Place For My Thoughts On The Fintech Industry
Well, it was sort of inevitable, I suppose. But I've started a Substack newsletter, and it'll be the home for all my thoughts on what's happening in fintech. The plan is that it'll be a weekly newsletter that covers news from around the fintech globe and provides my usual opinionated
Do We Need Banks?
“Banking is necessary; banks are not.” - Bill GatesAustralian banks are under more pressure than ever before. The regulatory environment is changing, startups are proliferating at a prodigious pace, it's easier than ever before to start a company and most importantly consumers are eager to try new solutions to their
Chatting About What's Happening In Fintech
I was recenlty lucky enough to be invited to speak at Geelong Runway [http://runwaygeelong.com.au/] by FoundX [https://www.foundx.com/] about what's been happening in the fintech space in Melbourne. Check it out below. I'd love to hear your thoughts, so feel free to add your comments
Breaking Banks Asia - Talking Fintech Hubs In Victoria
Last week I had a jam session with Simon Spencer from Breaking Banks Asia to chat all things fintech. Here's the episode. Let me know what you think in the comments. The Melbourne Fintech Hub [https://provoke.fm/melbourne-fintech-hub/]
I'm Joining Stone & Chalk
This week I announced that I'm joining Stone & Chalk as their Melbourne GM. The following article has all the news about what we'll be doing in Melbourne, who our amazing corporate partners are and who our ecosystem partners will be ? CLICK HERE FOR THE AFR ARTICLE [http://www.afr.com/
Being On The Right Side Of History
If you’ve been reading the 2016 pundit predictions in the digital currency and blockchain space you’ll notice a strong trend. Bitcoin is back! A number of articles (I’ve included some below) are calling this the comeback year for Bitcoin. So what has changed? Bitcoin still is… well
