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Do We Need Banks?

“Banking is necessary; banks are not.” - Bill Gates

Australian banks are under more pressure than ever before. The regulatory environment is changing, startups are proliferating at a prodigious pace, it's easier than ever before to start a company and most importantly consumers are eager to try new solutions to their everyday finance needs. This begs the question: "Are banks Necessary?"

This is what we discussed at ANZ during the first ever BlueNotes Debate. See the video below for comments from those who debated the topic of whether "banks are still relevant".

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Alan Tsen

Alan Tsen is the Melbourne GM of Stone & Chalk - an independent, not-for-profit fintech hub which fosters and accelerates the development of world-leading fintech start-ups.

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