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Generational Companies Don't Take TAM; They Create It

Generational companies don't just capture existing markets; they create new ones. Stripe is a perfect example. When Patrick Collison said, "The biggest, most important companies that will be Stripe's customers do not exist yet. They are still just ideas in someone's mind," he was highlighting how Stripe wasn't just about

Generational Companies Don't Take TAM; They Create It
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What Most People Get Wrong About BNPL

If you were to summarise most news coverage of the BNPL sector, it would basically round to “it’s making kids buy more stuff they don’t need and driving them into debt.”

What Most People Get Wrong About BNPL
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Fintech Predictions For 2020

At the end of 2019 I tweeted my fintech predictions for 2020 [https://twitter.com/alantsen/status/1211979458996916225]. I mean are you even in tech if you don't get your crystal ball out at the end of the year? In previous years, I've just let my predictions live on Twitter

Fintech Predictions For 2020
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Fintech Radar: A New Place For My Thoughts On The Fintech Industry

Well, it was sort of inevitable, I suppose. But I've started a Substack newsletter, and it'll be the home for all my thoughts on what's happening in fintech. The plan is that it'll be a weekly newsletter that covers news from around the fintech globe and provides my usual opinionated

Fintech Radar: A New Place For My Thoughts On The Fintech Industry
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Do We Need Banks?

“Banking is necessary; banks are not.” - Bill GatesAustralian banks are under more pressure than ever before. The regulatory environment is changing, startups are proliferating at a prodigious pace, it's easier than ever before to start a company and most importantly consumers are eager to try new solutions to their

Do We Need Banks?
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Chatting About What's Happening In Fintech

I was recenlty lucky enough to be invited to speak at Geelong Runway [http://runwaygeelong.com.au/] by FoundX [https://www.foundx.com/] about what's been happening in the fintech space in Melbourne. Check it out below. I'd love to hear your thoughts, so feel free to add your comments

Chatting About What's Happening In Fintech
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Breaking Banks Asia - Talking Fintech Hubs In Victoria

Last week I had a jam session with Simon Spencer from Breaking Banks Asia to chat all things fintech. Here's the episode. Let me know what you think in the comments. The Melbourne Fintech Hub [https://provoke.fm/melbourne-fintech-hub/]

Breaking Banks Asia - Talking Fintech Hubs In Victoria
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I'm Joining Stone & Chalk

This week I announced that I'm joining Stone & Chalk as their Melbourne GM. The following article has all the news about what we'll be doing in Melbourne, who our amazing corporate partners are and who our ecosystem partners will be ? CLICK HERE FOR THE AFR ARTICLE [http://www.afr.com/

I'm Joining Stone & Chalk
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Being On The Right Side Of History

If you’ve been reading the 2016 pundit predictions in the digital currency and blockchain space you’ll notice a strong trend. Bitcoin is back! A number of articles (I’ve included some below) are calling this the comeback year for Bitcoin. So what has changed? Bitcoin still is… well

Being On The Right Side Of History
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Bitcoin Is Not A Movement. It’s An Application Stack

For some reason I tend to be a libertarian magnet. Every time I speak at a Bitcoin event I’m always approached by all the crazy libertarians in the room. In the main, they ask polite questions about where the world of Bitcoin is headed and what the legal landscape

Bitcoin Is Not A Movement. It’s An Application Stack