Compasses vs Maps: Why Banks Struggle with Innovation
When it comes to innovation, banks crave certainty. The language of boardrooms and executive suites is awash with talk of
Fintech
Generational Companies Don't Take TAM; They Create It
Generational companies don't just capture existing markets; they create new ones. Stripe is a perfect example. When Patrick
What Most People Get Wrong About BNPL
If you were to summarise most news coverage of the BNPL sector, it would basically round to “it’s making kids buy more stuff they don’t need and driving them into debt.”
Fintech Radar: A New Place For My Thoughts On The Fintech Industry
Well, it was sort of inevitable, I suppose. But I've started a Substack newsletter, and it'll
Do We Need Banks?
“Banking is necessary; banks are not.” - Bill Gates
Australian banks are under more pressure than ever before. The regulatory